购买梦想汽车的创新步骤
一辆新车是仅次于房子的最昂贵的消费. That's why knowing how to make an intelligent deal is essential. Read More!
加速驶向你的梦想之车.
如果你想买辆新车，需要帮助， TEN中大提供简单融资, 有竞争力的价格, 灵活的汽车贷款条款，适合你的风格和预算. 我们的目标是用更少的钱更快地把钥匙交到你手中.
Features
-
- 选择延迟你的第一次付款90天.1
- No 可选择预付定金.
- No 隐性费用、成本或提前支付罚金.
- 根据您的需求定制的负担得起的付款计划.
- 选择最长84个月的期限.
- 支付保护, GAP, and Extended Warranty coverages are available at low cost.
- 申请人的信贷资格将决定可获得的最高融资额度.
你的新车只需点击一下!
你想买一辆二手车吗?
We understand that purchasing a pre-owned vehicle can make you nervous. However, 我们致力于减轻您的后顾之忧，并在您的购车旅程中赋予您权力. 我们提供诱人的低利率组合, flexible terms, 和钱包友好的支付选项. 带着信心和信任开车离开 TENCU为您的汽车贷款需求.
Features
-
- 选择延迟你的第一次付款90天.1
- No 可选择预付定金.
- No 隐性费用、成本或提前支付罚金.
- 根据您的需求定制的负担得起的付款计划.
- 选择最长84个月的期限.
- 支付保护, GAP, and Extended Warranty coverages are available at low cost.
- 申请人的信贷资格将决定可获得的最高融资额度.
让我们找到你的完美伴侣!
Do You Need a Recreational Vehicle for a Fun Outdoor Adventure?
如果你想要一次刺激的新冒险， TENCU is here to finance almost anything you want on wheels- from Motorcycles, ATVs, RVs, Boats, and more! 今天购买一辆新的或二手的休闲车，体验一次难忘的户外旅行.
Features
-
- No 提前支付罚金
- 简单的申请流程
- 在固定期限内进行固定付款的简易预算.
- 有竞争力的价格和条款
- 支付保护覆盖范围是可用的低成本
现在开始你的下一个冒险!
你想在汽车贷款上省钱吗?
Did you know that if you have an auto loan from another financial institution, 您可以在我们这里再融资，最高可享受2%的折扣3 您的现行利率? 没错，再融资 TENCU可以降低你的月供，并随着时间的推移节省一大笔钱!
为何向TENCU再融资?
-
- 享受低至5的利率.74% APR2
- 期限灵活，最长84个月
- 选择90天不付款1
- 用我们的一系列保护计划保护您的车辆, 包括机械维修保险, 汽车保障计划, 及债务保障计划.
How It Works:
-
- Apply: 从完成我们的简单在线开始 申请表. 只需要几分钟!
- Review: 一旦我们收到你的申请, 我们的专业团队将审查您的信息，并与您讨论再融资方案.
- Approval: Upon approval, 我们将指导您完成其余的过程, including closing your existing loan and setting up your new loan with TENCU.
- 享受储蓄: 坐下来，放松，享受您的新再融资汽车贷款与TENCU的好处!
不要再为你的汽车贷款存钱了. 再融资与 TENCU today and shift gears towards a brighter financial future!
准备好开始了? Apply now or contact us at 1-844-468-3628 for more information.
无与伦比的二手车交易.
浏览我们广泛的回收车辆，以无与伦比的价格找到您的完美骑行. TENCU offers various options to match every preference and need, ensuring you'll encounter the ideal vehicle that exceeds your expectations. 今天浏览我们的库存, and let us facilitate your journey to drive away in the car of your dreams.
TrueCar会员陈列室
体验我们的信用合作社购车服务的便利，TrueCar会员陈列室. 发现完美的新车或二手车，并获得价格报价以及您的保证储蓄证书, 这一切都发生在你踏进经销店之前.
你的下一个旅程从这里开始!
独家车辆拍卖
您理想的乘车等待-浏览我们的库存现在
潜入我们的特色车辆的特殊节省的世界，现在开放投标. 发现物美价廉的汽车, making your dream of owning a reliable vehicle more attainable.
不要错过，现在就出价!
汽车价值指南
解码你的车的市场价值
保护您的投资
Purchasing a vehicle is one of the most important investments you will make. 用附加选项来保护你的投资，你可以为你的贷款融资，这是必不可少的，这样你就不会为任何费用掏腰包.
保证资产保护(GAP)范围
如果你的车被毁了或被偷了，还没有找回来, your insurance company may only pay the actual cash value of your vehicle, 数额通常低于你的贷款余额. 有保证资产保护(GAP), 你不必拿出现金来支付贷款本金赤字. 没有人愿意继续为一辆已经不存在或不能再使用的汽车支付贷款!
延长质保
修车对任何人来说都是一笔不小的开支. With any vehicle, there is always a chance of having a major mechanical breakdown. 延长保修帮助您享受您的新购买，而不必担心昂贵的维修. 你可以随时购买延长汽车保修期, 即使在原制造商的保修期已过之后. 这个选项适用于新车和二手车.
支付保护
Life's uncertainties shouldn't jeopardize your financial stability. 我们的债务保护计划是为了在您残疾或死亡的不幸事件中取消您的贷款余额或每月付款. 获得内心的平静，因为你知道你的贷款不会在困难时期成为经济负担.
保险的选择
TENCU自豪地提供truststage保险代理产品和计划，帮助会员保护最重要的东西. 轻松地为您的汽车定价 & 家庭保险费率与TruStage Auto & 房屋保险. 考虑增加一些可选的福利，比如:
Features
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- Accident Forgiveness: Your rates won't rise due to your first accident.1
- 24-hour Roadside Assistance; a tow or jumpstart is a phone call away.2
- 更好的汽车更换:有了这个可选功能，你可以用新车型替换一辆报废的汽车.
如果您需要帮助或有疑问, call us and ask to speak with a loan representative at 1-844-468-3628, Monday-Friday, 8:00 a.m.-5:00 p.m. (CT)或电子邮件 (电子邮件保护)
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1对于符合条件的所有汽车贷款借款人，首笔还款可延期90天. 如果你只支付最低金额，延迟付款将会延迟你的贷款的偿还，并导致额外的财务费用. The 90-day deferral program is subject to change at any time. 利率和条款是基于评估申请人的信誉，所以你的利率可能会有所不同. 并不是所有的申请人都有资格享受最低利率. 可能会有其他限制. Membership with Ten Credit Union is required to obtain a loan.
2年利率. 实际费率可能会根据车辆型号而有所不同, credit score, surcharges, loan term, 和贷款价值. 贷款期限视融资金额而定. All loan approvals are based on standard underwriting guidelines. 必须符合现有的汽车贷款准则才有资格. 速率不能小于5.年利率74%，不超过18%. The borrower’s rate will not be below the qualifying rate based on the term. 所有信用社贷款项目，利率，条款 & 条件如有更改，恕不另行通知. 支付例子1:1万美元的利息是5.24个月的年利率为74% = 443美元.11/month. 付款例子2:6点借1万美元.60个月的年利率为24% = 194美元.45/month.
3必须符合现有的汽车贷款准则才有资格. 最低再融资金额为10,000美元. 实际利率可能会根据信用评分而有所不同, 折扣及/或附加费, 车辆型号, loan term, 和贷款价值. 贷款期限可以根据再融资的金额而有所不同. 2%的年利率折扣适用于竞争对手购买新车或再融资汽车的利率，只要年利率不低于Ten Credit Union在贷款期限内的合格利率. 年利率不低于5%.年利率74%，不超过18%. 不能与其他优惠同时使用. 2% off is not eligible for loans currently financed with Ten Credit Union. 有一些限制. 所有信用社贷款项目，利率，条款 & 条件如有更改，恕不另行通知. 由NCUA联邦保险.
*年利率(APR)及期限视申请人的信誉而定. 房价如有变动，恕不另行通知. 并不是所有的申请人都有资格享受最低利率. This offer does not apply to loans currently financed with Ten Credit Union. Membership with Ten Credit Union is required to obtain a loan. 可能会有其他限制.
使用这个计算器来确定您的预计收入从我们的卡萨萨现金账户. Move the sliders or type in the numbers to see your potential rewards.
- 预计年度奖励 $0
- 估计每月赚取的利息* $0
- 每月自动柜员机费用退还**$0
This calculator compares the costs of buying or leasing a vehicle. 有三个部分需要完成，您可以根据不同的场景进行调整和实验.
- 净购买成本 $0
- 租赁净成本 $0
固定利率的定期定期定期存单比标准储蓄账户的收益更高. 用这个计算器估算一下你的收入. 移动滑块或输入数字即可开始.
- 到期总价值 $0
- 已赚股息总额 $0
- 年收益率(APY)0.000%
无论是首付，大学学费，还是梦想中的假期...一个储蓄计划可以12bet游戏平台实现你的目标. Use the sliders to experiment based on length of time and amount per month.
- 每月存款需要达到目标 $0
这个计算器可以12bet游戏平台对一笔简单贷款的月供有一个大致的了解. 移动滑块或输入数字即可开始.
- 预计每月付款 $0
- Total paid $0
- 已付利息总额 $0
Auto Loans
可以选择更长的期限.
| Loan Type | APR1 Starting At | Months |
|---|---|---|
| 2019年至今 新车或二手车 |
6.24% | 63 |
| 2014 - 2018 Used Auto |
7.24% | 48 |
| 2013 - Older Used Autos |
8.24% | 48 |
1年利率 on Loan Accounts, effective January 22, 2024. 所有费率及条款均可更改 and individual credit approval. Membership with Ten Credit Union is required to obtain a loan. 基本年度百分比利率(APR)是广告利率，可能会根据信誉而变化, vehicle age, mileage, 贷款条件. 融资达到汽车的零售价值. 了解更多信息, 请致电1-844-468-3628或访问10信用合作社分支机构与信贷员交谈，并确定您符合条件的利率.
For example, 1万借6.60个月的年利率为24% = 194美元.45/month.
Believe It! 货币市场利率
| 最小开度 | APY1 | 股息认为2 |
|---|---|---|
| $2,500.00 | 0.10% | Monthly |
1APY =年收益率百分比 is subject to change without notice. 提前提款可能会受到处罚. Membership with Ten Credit Union is required to open a certificate. 证书到期后, 除非您另有说明，否则证书将自动按当前费率续期. Withdrawal of dividends before maturity will reduce earnings. See Share and Investment Rate Schedules for all other applicable terms.
2 股息贷记:利率表规定了股息的复利和贷记频率以及适用于每个账户的股息期. 股息期是指账户赚取股息的一段时间. 它开始于该期间的第一个日历日，结束于该期间的最后一个日历日.
Boat Loans
| Loan Type | APR1 Starting At | Months |
|---|---|---|
| 2023年至今 New |
8.49% | 48 |
| 2018年至今 Used |
8.99% | 48 |
| 2013 - 2017 Used |
9.99% | 48 |
1年利率 on Loan Accounts, effective February 2023. 所有费率及条款均可更改 and individual credit approval. Please call 1-844-468-3628 or visit your local branch for additional information. 年利率是基于申请人的信用历史, 信用资质, 车辆的年龄, 贷款条件. 并不是所有的申请人都有资格享受最低利率. Rates and terms are subject to change and may be withdrawn at any time. 其他条件和限制可根据所资助的休闲车辆适用. Membership with Ten Credit Union is required to obtain a loan. Offer does not apply to loans currently financed with Ten Credit Union.
Certificate & 投资率
最低开业费用为500美元
| Term | APY1 | 股息认为2 |
|---|---|---|
| 91天(3个月) | 0.55% | Quarterly |
| 182天(6个月) | 1.10% | Quarterly |
| 7 Month | 1.20% | Quarterly |
| 9 Month | 1.30% | Quarterly |
| 12 Month | 1.55% | Quarterly |
| 18 Month | 1.75% | Quarterly |
| 24 Month | 2.00% | Quarterly |
| 36 Month | 2.60% | Quarterly |
| 48 Month | 2.60% | Quarterly |
| 60 Month | 2.60% | Quarterly |
1 APY =年收益率百分比 is subject to change without notice. 提前提款可能会受到处罚. Membership with Ten Credit Union is required to open a certificate. 证书到期后, 除非您另有说明，否则证书将自动按当前费率续期. Withdrawal of dividends before maturity will reduce earnings. See Share and Investment Rate Schedules for all other applicable terms.
2 股息贷记:利率表规定了股息的复利和贷记频率以及适用于每个账户的股息期. 股息期是指账户赚取股息的一段时间. 它开始于该期间的第一个日历日，结束于该期间的最后一个日历日.
Checking
最低5美元
| Product | APY1 | 赚取股息的最低限额 | 股息认为2 |
|---|---|---|---|
| 检查经验 | 0.30% | $10,000 |
Monthly |
| Free Checking | 0% | $0.00 | |
| 重新检查 | 0% | $0.00 |
1 APY =年收益率百分比 is subject to change without notice. 提前提款可能会受到处罚. Membership with Ten Credit Union is required to open a certificate. 证书到期后, 除非您另有说明，否则证书将自动按当前费率续期. Withdrawal of dividends before maturity will reduce earnings. See Share and Investment Rate Schedules for all other applicable terms.
2 股息贷记:利率表规定了股息的复利和贷记频率以及适用于每个账户的股息期. 股息期是指账户在期末获得股息的一段时间. 它开始于该期间的第一个日历日，结束于该期间的最后一个日历日.
抵押贷款，房屋再融资， & 房屋净值贷款利率
请致电(615)244-1910查询我们目前的低费率.
1 年利率 is a variable based on an index plus a margin. APR基于对申请人信用资格和相关LTV比率的评估. 只适用于新的heloc. 实际的年利率可能会有所不同. All balances will accrue interest at the variable APR in effect for your account. 变量APR，低至8.50% APR, is based on the Prime Rate as disclosed in the Wall Street Journal, 加上或减去保证金根据您的信用记录. The variable rate is subject to change each quarter thereafter, 按照你们最初的条款和条件. 最高年利率为18%. 所有价格和优惠截至2024年7月12日，如有更改，恕不另行通知. 其他条件也可能适用. 预支金额必须在您现有的信用额度之内. Membership with Ten Credit Union is required to obtain a loan. 请12bet中文官方平台以获取更多信息.
摩托车贷款
| Year | APR1 Starting At | Months | |
|---|---|---|---|
| 2023年至今 > 3,000 miles New |
8.49% | 48 | 可提供更长的期限 |
| 2018年至今 Used8 |
8.99% | 48 | 可提供更长的期限 |
| 2013 - 2017 Used |
9.99% | 48 | 可提供更长的期限 |
1年利率 on Loan Accounts, effective February 2023. Rates and terms are subject to change and individual credit approval. Please call 1-844-468-3628 or visit your local branch for additional information. 年利率是基于申请人的信用历史, 资格, 车辆的年龄, 贷款条件. 并不是所有的申请人都有资格享受最低利率. Rates and terms are subject to change and may be withdrawn at any time. 其他条件和限制可根据所资助的休闲车辆适用. Membership with Ten Credit Union is required to obtain a loan. This offer does not apply to loans currently financed by Ten Credit Union.
个人贷款
| Loan Type | APR1 Starting At | Months | |
|---|---|---|---|
| 签名(个人) | 11.49% | 24 | 可提供更长的期限. |
| 个人信用额度 | 13.65% | ||
| 获得了证书 | 从存款利息开始2 + 2.00% | 36 | 最低款额$3,000. 可提供更长的期限. |
1年利率 on Loan Accounts, effective February 2023. 所有费率及条款均可更改 and individual credit approval. Please call 1-844-468-3628 or visit your local branch for additional information. Rate and term are based on the evaluation of the applicant’s creditworthiness. 并不是所有的申请人都有资格享受最低利率. 可能会有其他限制. 报价如有更改，恕不另行通知. Membership with Ten Credit Union is required to obtain a loan. A 60-day deferral of the first payment is available on this loan. 如果你只支付最低金额，延迟付款将会延迟你的贷款的偿还，并导致额外的财务费用. The 60-day deferral program is subject to change at any time.
2 APY =年收益率百分比 = APY如有更改，恕不另行通知. 提前提款可能会受到处罚. Membership with Ten Credit Union is required to open a certificate. 证书到期后, 除非您另有说明，否则证书将自动按当前费率续期. Withdrawal of dividends before maturity will reduce earnings. See Share and Investment Rate Schedules for all other applicable terms.
基本货币市场利率
$10,000.00最低开业时间. 费率根据账户余额调整.
| 帐户余额 | APY1 | 股息认为2 |
| up to $2,499 | 0.10% | Quarterly |
| $2,500-$9,999 | 0.25% | Quarterly |
| $10,000-$24,999 | 0.30% | Quarterly |
| $25,000-$49,999 | 0.35% | Quarterly |
| $50,000-$99,999 | 0.40% | Quarterly |
| $100,000-$299,999 | 0.45% | Quarterly |
| 30万美元及以上 | 0.50% | Quarterly |
1 APY =年收益率百分比 is subject to change without notice. 提前提款可能会受到处罚. Membership with Ten Credit Union is required to open a certificate. 证书到期后, 除非您另有说明，否则证书将自动按当前费率续期. Withdrawal of dividends before maturity will reduce earnings. See Share and Investment Rate Schedules for all other applicable terms.
2 股息贷记:利率表规定了股息的复利和贷记频率以及适用于每个账户的股息期. 股息期是指账户赚取股息的一段时间. 它开始于该期间的第一个日历日，结束于该期间的最后一个日历日.
休闲车贷款
(船用、房车、露营车、全地形车、utv)
| Loan Type | APR1 Starting At | Months | |
|---|---|---|---|
| 2023年至今 | 8.49% (New) | 48 | 可以选择更长的期限. |
| 2019年至今 | 8.99% (Used; Refinance) | 48 | 可以选择更长的期限 |
| 2014 - 2018 | 9.99% (Used; Refinance) | 48 | 可以选择更长的期限 |
| 2013 - Older | 9.99% (Used; Refinance) | 36 | 可以选择更长的期限 |
1 年利率 on Loan Accounts, effective January 2024. Rates and terms are subject to change and individual credit approval. Please call 1-844-468-3628 or visit your local branch for additional information. 年利率是基于申请人的信用历史 and 资格, 车辆的年龄, 贷款条件. 并不是所有的申请人都有资格享受最低利率. Rates and terms are subject to change and may be withdrawn at any time. 其他条件和限制可根据所资助的休闲车辆适用. Membership with Ten Credit Union is required to obtain a loan. This offer does not apply to loans currently financed by Ten Credit Union.
股票证书推广
| APY1 | Term | 最小开度 | 股息认为2 |
|---|---|---|---|
| 5.00% | 9 Month3 | $10,000.00 | Quarterly |
| 4.25% | 18 Month4 | $10,000.00 | Quarterly |
1 APY =年收益率百分比. APY如有更改，恕不另行通知. 提前提款可能会受到处罚. Membership with Ten Credit Union is required to open a certificate. 证书到期后, 除非您另有说明，否则证书将自动按当前费率续期. Withdrawal of dividends before maturity will reduce earnings. See Share and Investment Rate Schedules for all other applicable terms.
2 股息贷记:利率表规定了股息的复利和贷记频率以及适用于每个账户的股息期. 股息期是指账户在期末获得股息的一段时间. 它开始于该期间的第一个日历日，结束于该期间的最后一个日历日.
3 After the maturing term for the 9-month share certificate and rate, 该股票将以当时的市场价格展期为9个月的股票, respectively. This promotion is for new money and requires a minimum opening deposit of $10,000.
4 After the maturing term for the 18-month share certificate and rate, 该股票将以当时的市场价格展期为18个月的股票, respectively. This promotion is for new money and requires a minimum opening deposit of $10,000.
股份比率表
| Product | APY1 | Minimum to Open |
赚取股息的最低限额2 | 股息认为3 |
|---|---|---|---|---|
| Share Savings | 0.10% | $5.00 | $250.00 | Quarterly |
| 圣诞节俱乐部 | 0.15% | $0.00 | $100.00 | Quarterly |
| Summer Fun | 0.15% | $0.00 | $100.00 | Quarterly |
| 爱尔兰共和军积累 | 0.20% | $100.00 | $250.00 | Quarterly |
| Roth IRA | 0.20% | $100.00 | $250.00 | Quarterly |
1 APY =年收益率百分比 is subject to change without notice. 提前提款可能会受到处罚. Membership with Ten Credit Union is required to open a certificate. 证书到期后, 除非您另有说明，否则证书将自动按当前费率续期. Withdrawal of dividends before maturity will reduce earnings. See Share and Investment Rate Schedules for all other applicable terms.
2 股息按季度获得，并使用平均每日余额法计算.
3 股息贷记:利率表规定了股息的复利和贷记频率以及适用于每个账户的股息期. 股息期是指账户在期末获得股息的一段时间. 它开始于该期间的第一个日历日，结束于该期间的最后一个日历日.
VISA奖励信用卡
| APR1 Starting At | Months | |
|---|---|---|
| 13.65% | N/A | No Annual Fee; No Balance Transfer Fees |
1 APR =年度百分比利率是目前截至2023年6月，基于申请人的信用历史和信用资格. 年利率是可变的，目前在13之间.65% to 17.99%基于申请人的信誉. 该年利率将根据《12bet游戏平台》披露的优惠利率随市场而变化, 加上或减去保证金根据您的信用记录. 并不是所有的申请人都有资格享受最低利率. 所有费率及条款均可更改. Membership with Ten Credit Union is required to obtain a credit card. 使用CU Rewards，每消费1美元可获得1分. 可能会有其他一些限制.